Productive Zakat and Halal Economic Inclusion in Muslim Minority Areas: A Study in North Sulawesi
DOI:
https://doi.org/10.63077/Keywords:
Productive zakat, halal economy, mustahik empowerment, financial inclusion, Muslim minority areasAbstract
This study aims to analyze the role of productive zakat in encouraging halal-based economic inclusion in North Sulawesi Province, Indonesia, an area with a Muslim population as a minority. This study uses a qualitative approach with a field study method through interviews, observations, and documentation of economic empowerment programs by BAZNAS in several districts/cities. The study results show that since 2019, there has been a transformation from the consumptive zakat scheme to productive zakat, with a significant impact on increasing income, business diversity, and mustahik (zakat recipients) independence. The programs provided include capital assistance, business training, and ongoing mentoring. In the context of minority Muslim communities, productive zakat is an alternative to Islamic finance that answers the limited access to halal-based financial institutions. This research strengthens the zakat model as an innovative instrument in the Islamic financial system to expand inclusive access in regions with economic pluralism pressure. These findings can serve as a reference for national and international policies in expanding zakat-based empowerment strategies in Muslim minority areas globally.
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Copyright (c) 2025 Adrianto, Radlyah Hasan Jan, Nurlaila Harun, Hasyim Sofyan Lahilote (Authors)
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